Terms and Conditions
Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our ‘Privacy Policy’, govern White Ocean Investment Services LLP relationship with you. The term “White Ocean Investment Services LLP” (or “us”/“we”/”our”) refers to the owner of the website. The term “you” refers to the user or viewer of our website.
The use of this website is subject to the following terms:
You understand and accept that White Ocean Investment Services LLP maintains the website – www.whiteocean.in, or related websites (referred to as “site” or “website” on this page) to provide visitors with information about us, our services and products, and to enable visitors to avail our services. You also accept that visitors to the site are required to read the below terms, and the use of the site constitutes your acceptance and agreement to be bound by such terms. You will also be bound by changes therein to the terms from time-to-time as communicated and made available on the website.
You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyright in favour of White Ocean Investment Services LLP under the applicable copyright laws and the general intellectual property law.
You understand and accept that all information submitted by you on the site shall be deemed the property of White Ocean Investment Services LLP, and White Ocean Investment Services LLP shall be free to use any ideas, concepts, know-how or techniques provided by you in any manner whatsoever. On initiating contact through the site, you agree to being contacted by White Ocean Investment Services LLP, or any other entities with whom White Ocean Investment Services LLP has entered into an arrangement, via email, phone call, SMS or any other means. You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer, or in any way exploit, any part of any information, content, materials, services available on or through the site, except that which you may download for your own personal, non-commercial use.
You agree that you will not use White Ocean Investment Services LLP’s website for any purpose that is unlawful, or prohibited by these terms. You also agree you will not use the site in any manner that could damage, disable or impair the website, or interfere with any other party’s use, or enjoyment of the website.
You acknowledge that the software and hardware underlying the site, as well as other Internet-related software required for accessing the website, are the legal property of the respective vendors. The permission given by White Ocean Investment Services LLP to access the website will not convey any proprietary or ownership rights in the above software/hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile, or reverse engineer the software/ hardware underlying the website, or create any derivative product based on the software/hardware.
You understand and accept that not all products and services offered on this website are available in all geographic areas, and you may not be eligible for all the products or services offered by White Ocean Investment Services LLP on the site. White Ocean Investment Services LLP reserves the right to determine the availability and eligibility for any product or service.
You understand and accept that White Ocean Investment Services LLP is not responsible for the availability of content, or other services on third-party sites linked from the website. You are aware that the access of hyperlinks to other internet sites are at your own risk, and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by White Ocean Investment Services LLP in any way. White Ocean Investment Services LLP does not make any warranties, and expressly disclaims all warranties, express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third-party websites.
White Ocean Investment Services LLP shall not be liable if any transaction does not fructify, or may not be completed, or for any failure on the part of White Ocean Investment Services LLP to perform any of its obligations under these terms and conditions, or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below). In such a case, its obligations shall be suspended for so long as the Force Majeure event continues.
“Force Majeure Event” means any event due to any cause beyond the reasonable control of White Ocean Investment Services LLP, including and without limitations the unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of God, civil commotions, strikes or industrial action of any kind, riots, insurrection, war, acts of the government, computer hacking, unauthorised access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal, or the systems getting affected by any malicious, destructive or corrupting code or programme, mechanical or technical errors/failures or power shutdown, faults or failures in telecommunication, etc.
You understand and accept that White Ocean Investment Services LLP has the absolute discretion to amend or supplement any of the terms at any time, and will give a prior notice of 30 days for such changes. The changed terms and conditions shall be communicated to you on the website, and by other acceptable modes of communication. By using White Ocean Investment Services LLP’s services, you shall be deemed to have accepted the changed terms and conditions.
You accept that the Courts in Chennai alone shall have exclusive jurisdiction as regards to any claims or matters arising out of dealings with White Ocean Investment Services LLP. All disputes will be governed by the laws of India.
You understand and agree that these terms are in addition to, and not in derogation of, the applicable terms and conditions relating to your usage of any White Ocean Investment Services LLP services that you may be currently availing, or may avail in the future.
Terms & Conditions
1. Acceptance of Terms
By accessing and using the website of White Ocean Investment Services LLP, you agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable SEBI and AMFI regulations. If you do not agree with any of these terms, please do not use this website. Your continued use of the website constitutes acceptance of any updates or changes to these terms.
2. Nature of Services
White Ocean Investment Services LLP is an AMFI Registered Mutual Fund Distributor (ARN-156222). We provide mutual fund distribution services under regulated frameworks. We are NOT a SEBI-registered Investment Adviser. Any information provided is general in nature. For personalised investment advice, consult a SEBI-registered Investment Adviser.
3. Your Responsibilities
You are responsible for: (a) Providing accurate personal and financial information; (b) Completing KYC requirements as mandated; (c) Reading all scheme-related documents (SID, SAI, KIM) before investing; (d) Maintaining confidentiality of your login credentials; (e) Reporting any unauthorised access or transactions immediately; (f) Informing us of any change in personal details, financial circumstances, or risk appetite.
4. No Guaranteed Returns
Mutual fund investments are subject to market risks. The Company does not guarantee any specific returns, minimum returns, or capital protection on any investment. Past performance is not indicative of future returns. The value of investments can go up or down based on market conditions.
5. Commission & Fees
We receive trail commission from AMCs for distributing Regular Plan mutual fund schemes. This commission is part of the scheme's Total Expense Ratio (TER) and does not increase your investment cost. No separate fee or commission is charged directly to investors for mutual fund distribution. Commission details are available on our Commission Disclosure page.
6. Privacy & Data Protection
Your personal and financial data is collected, stored, and used in accordance with our Privacy Policy and the Digital Personal Data Protection Act, 2023 (DPDPA). We do not sell, rent, or share your data with third parties for marketing purposes. Refer to our Privacy Policy for complete details.
7. Intellectual Property
All content, logos, trademarks, images, and design elements on this website are the property of White Ocean Investment Services LLP or their respective owners. Unauthorised use, reproduction, distribution, or modification of any content is prohibited and may violate applicable copyright and trademark laws.
8. Third-Party Links
Our website may contain links to external websites (AMC websites, SEBI, AMFI, SCORES, RTAs, etc.) provided for your convenience. White Ocean Investment Services LLP does not control, endorse, or assume responsibility for the content, accuracy, privacy policies, or security of these external sites. We encourage you to read their terms and privacy policies separately.
9. Limitation of Liability
White Ocean Investment Services LLP makes no warranties or representations, express or implied, on products offered through this platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services. This limitation applies to all claims whether based in contract, tort, negligence, or any other legal theory.
10. Grievance Redressal
For complaints, contact jaypatel@whiteocean.in or +91 97235 54469. Our complete grievance redressal mechanism with escalation matrix and timelines is detailed on the Investor Grievance Redressal page. Unresolved complaints may be escalated to SEBI SCORES (scores.sebi.gov.in) or SMART ODR (smartodr.in).
11. Governing Law & Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of India. Any disputes arising from or in connection with these Terms or the use of this website shall be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat.
12. Amendments
We reserve the right to modify, update, or revise these Terms and Conditions at any time without prior notice. The latest version will always be available on this page. Your continued use of the website after any changes constitutes your acceptance of the revised terms.
Disclaimers
Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
White Ocean Investment Services LLP receives commission from Asset Management Companies (AMCs) for distribution of Mutual Fund products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions include trail commission. No commission or fee is charged directly to investors for Mutual Fund distribution.
White Ocean Investment Services LLP makes no warranties or representations, express or implied, on products offered through its platform. We are a Mutual Fund Distributor, NOT a SEBI-registered Investment Adviser. For personalised investment advice, please consult a SEBI-registered Investment Adviser. The Company accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its products or related services.
1. Acceptance of Terms
By accessing and using the website of Get2ndIncome, you agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable SEBI and AMFI regulations. If you do not agree with any of these terms, please do not use this website. Your continued use of the website constitutes acceptance of any updates or changes to these terms.
2. Nature of Services
Get2ndIncome is an AMFI Registered Mutual Fund Distributor (ARN-153984). We provide mutual fund distribution services under regulated frameworks. We are NOT a SEBI-registered Investment Adviser. Any information provided is general in nature. For personalised investment advice, consult a SEBI-registered Investment Adviser.
Your Responsibilities
You are responsible for: (a) Providing accurate personal and financial information; (b) Completing KYC requirements as mandated; (c) Reading all scheme-related documents (SID, SAI, KIM) before investing; (d) Maintaining confidentiality of your login credentials; (e) Reporting any unauthorised access or transactions immediately; (f) Informing us of any change in personal details, financial circumstances, or risk appetite.
No Guaranteed Returns
Mutual fund investments are subject to market risks. The Company does not guarantee any specific returns, minimum returns, or capital protection on any investment. Past performance is not indicative of future returns. The value of investments can go up or down based on market conditions.
Commission & Fees
We receive trail commission from AMCs for distributing Regular Plan mutual fund schemes. This commission is part of the scheme's Total Expense Ratio (TER) and does not increase your investment cost. No separate fee or commission is charged directly to investors for mutual fund distribution. Commission details are available on our Commission Disclosure page.